Canada Gross to Net Salary Calculator 2025/2026
Calculate your Canada take-home pay after Federal + Provincial. Free, accurate, updated for 2025/2026.
Canada salary calculator
2025/2026Canada income tax rates 2025/2026
| Tax band | Income | Rate |
|---|---|---|
| Federal – 15% | Up to $57,375 | 15% |
| Federal – 20.5% | $57,376–$114,750 | 20.5% |
| Federal – 26% | $114,751–$158,519 | 26% |
| Federal – 29% | $158,520–$220,000 | 29% |
| Federal – 33% | Over $220,000 | 33% |
How is salary taxed in Canada?
Canada has a two-tier income tax system: federal income tax plus provincial income tax. This calculator covers federal tax only — provincial rates vary significantly and can add 5% to 25% depending on your province.
The Basic Personal Amount of $15,705 means you pay no federal income tax on your first $15,705 of income. Federal rates then range from 15% to 33%.
Employees also pay CPP (Canada Pension Plan) at 5.95% up to a maximum of $3,867.50, and EI (Employment Insurance) at 1.066% up to $1,049.12 per year.
Provincial comparison: Alberta (flat 10%, no PST) delivers the highest take-home pay. Quebec (top provincial rate 25.75%) produces the lowest. Ontario and BC fall in the middle. The combined federal + provincial marginal rate reaches 53.5% in Quebec, 53.3% in Ontario, and 48% in Alberta for high earners.