These Terms of Use ("Terms") govern your use of GrossNetSalary.com ("the website"), operated by Muzaffar Ahmed, Stuttgart, Germany ("we", "us"). By accessing or using the website, you agree to these Terms. If you do not agree, please do not use the website. Last updated: 2026.
1. What this website is
The website provides free online calculators and articles that estimate net ("take-home") pay from a gross salary for various countries, based on simplified models of those countries' tax and social-contribution rules. It is an independent, privately operated information service.
2. Information only — not professional advice
All calculators, results, tables and articles are provided for general information and educational purposes only. They do not constitute tax, legal, financial, accounting or any other professional advice, and must not be relied upon as such. They are not an official tax assessment. Always consult a qualified professional or the relevant tax authority before making any financial decision.
3. Estimates, accuracy and errors
The results are estimates. Although we take care to use official figures and to validate our calculations, you expressly acknowledge and agree that:
- the calculators may contain errors, inaccuracies or omissions;
- tax laws, rates and thresholds change frequently and may not yet be reflected on the website;
- a simplified model cannot account for every personal circumstance, allowance, benefit or special scheme;
- actual amounts deducted by your employer or tax authority may differ from the results shown.
4. No warranty
The website and its content are provided "as is" and "as available", without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, fitness for a particular purpose, or uninterrupted availability. We do not warrant that the website will be error-free or continuously available.
5. Limitation of liability
To the fullest extent permitted by law, we accept no liability or responsibility for any incorrect results, nor for any loss or damage of any kind arising directly or indirectly from your use of, or reliance on, the website or its content — including financial loss, lost profits, or decisions made based on the figures shown. Nothing in these Terms excludes or limits liability that cannot lawfully be excluded, including liability for intent or gross negligence, or for injury to life, body or health.
6. Your responsibilities
You agree to use the website lawfully and not to: misuse it or attempt to disrupt or compromise it; access it through automated means (scraping, bots) in a way that places an unreasonable load on it or copies its content at scale; or use it in a way that infringes the rights of others. You are responsible for verifying any figure before relying on it.
7. Intellectual property
Unless otherwise stated, the design, text, code, calculation logic and other content of this website are owned by the operator and are protected by copyright and other laws. You may use the calculators for your own personal, non-commercial purposes. You may not copy, reproduce, republish, scrape, or commercially exploit the website's content or calculation engines without our prior written permission. Country names, currencies and references to public tax rules are factual information used for descriptive purposes only.
8. Advertising and third-party links
The website displays third-party advertising (e.g. Google AdSense) and may contain links to third-party websites. We do not control and are not responsible for the content, products, services or privacy practices of advertisers or linked sites. Accessing them is at your own risk and subject to their own terms.
9. Availability and changes to the service
We may add, change, suspend or remove calculators, features or content at any time without notice, and we do not guarantee that the website or any particular calculator will remain available.
10. Changes to these Terms
We may update these Terms from time to time. The current version is always published on this page, and your continued use of the website after changes take effect constitutes acceptance of the updated Terms.
11. Governing law and jurisdiction
These Terms and any dispute arising from the use of the website are governed by the laws of the Federal Republic of Germany, excluding its conflict-of-law rules and, where applicable, the mandatory consumer-protection provisions of your country of residence. To the extent permitted by law, the courts competent for the operator's location shall have jurisdiction.
12. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
13. Contact
Questions about these Terms can be sent to Muzaffar Ahmed at kontakt@grossnetsalary.com.